Steve Zajdzinski

Steve Zajdzinski

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$499,000

($196,781 down)
VA

7538 N 31ST Drive, Phoenix, AZ 85051

3
3
2,619 sqft
PITI Monthly
$2,071.8 /mo

Listing courtesy of: Shanna Grossman, Tinzie Realty

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,738 /mo
$2,131 /mo

What's Special

SPACIOUS
FIREPLACE
HOME OFFICE

Tucked away in a quiet cul de sac just minutes from the park and I-17, this Phoenix home is full of surprises—including one you probably didn't see coming. With two levels of living space and a secret room tucked above the primary bedroom, it brings a little bit of fun into every corner. On the main level, the kitchen is anchored by a Chicago style brick fireplace that instantly adds warmth and character. The spacious primary suite is just around the corner, offering a comfortable retreat with a hidden bonus space overhead—perfect for stashing treasures or creating your own quiet hideaway. A convenient half bath is also located on this level for guests. Downstairs, two additional bedrooms, a full bath, and a home office offer plenty of room to spread out. And then there's the showstopper Tucked away in a quiet cul de sac just minutes from the park and I-17, this Phoenix home is full of surprisesincluding one you probably didn't see coming. With two levels of living space and a secret room tucked above the primary bedroom, it brings a little bit of fun into every corner. On the main level, the kitchen is anchored by a Chicago style brick fireplace that instantly adds warmth and character. The spacious primary suite is just around the corner, offering a comfortable retreat with a hidden bonus space overheadperfect for stashing treasures or creating your own quiet hideaway. A convenient half bath is also located on this level for guests. Downstairs, two additional bedrooms, a full bath, and a home office offer plenty of room to spread out. And then there's the showstopper: a dramatic two-story fireplace crafted in the beautiful Chicago brick style that adds an unexpected architectural moment and makes the lower level feel like a destination of its own. If you're craving a home with personality, a bit of whimsy, and easy access to both nature and city lifethis is it.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,071.8/mo
Estimated Loan Balance
$303,885
Cash to close
$196,781
Interest Paid
$44,502

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Vertical Siding, Brick Veneer, Stone, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace
  • Flooring: Carpet, Vinyl, Stone, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Vertical Siding, Brick Veneer, Stone, Block
  • Roof: Tile
Condition
  • Year Built: 1992
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: PARKSIDE LOT 1-12
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $190.53
  • Tax Annual Amount: $2002
  • On Market Date: 2025-04-19T18:40:04.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $196,781 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $196,781!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$302,219
Your Cash$196,781
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,738/mo
Traditional @ 7.15%
$2,210/mo
You save $472/month ($5,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6854295

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-19T20:42:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,738 /mo
$2,131 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,781 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $196,781!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$302,219
Your Cash$196,781
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,738/mo
Traditional @ 7.15%
$2,210/mo
You save $472/month ($5,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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