Steve Zajdzinski

Steve Zajdzinski

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$445,000

($262,228 down)
FHA

40161 N SCOTT Way, San Tan Valley, AZ 85140

4
3
2,898 sqft
PITI Monthly
$1,508.74 /mo

Listing courtesy of: Arielle Dewitt, Realty ONE Group

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,045 /mo
$1,469 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
CHARMING

The Home You've Been Waiting For! Beautifully upgraded, spotless, and move-in ready! This spacious 4-bedroom, 2.5-bath home (2,897 sq. ft.) with a loft and den offers everything you need and more. Step into a welcoming formal living and dining area, perfectly accented with a wood-like plank tile floors. The open-concept family room flows into a stunning kitchen featuring rich cherry cabinets, granite countertops, a center island, and stainless steel appliances. Downstairs also includes a versatile den with French doors. Upstairs, you'll find a generous loft and four roomy bedrooms, including a luxurious primary suite with a massive walk-in closet. Enjoy your morning, coffee on the charming front porch or unwind on the peaceful back patio. All of this in a well-maintained neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.05
Remaining Loan Term
22 years, 2 months
Monthly PITI
$1,508.74/mo
Estimated Loan Balance
$185,726
Cash to close
$262,228
Interest Paid
$63,903

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: KB HOME

Community & HOA

Community
  • Subdivision: CASTLEGATE PARCEL 6
  • Features: Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Oasis Management
  • HOA Amenities: Unknown
  • HOA Fee: $234
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $153.55
  • Tax Annual Amount: $1921
  • On Market Date: 2025-04-18T17:40:12.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $262,228 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $262,228!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$182,772
Your Cash:$262,228
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,045/mo
Traditional @ 7.15%
$1,524/mo
You save $479/month ($5,749/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6853729

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-21T21:39:55.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$1,045 /mo
$1,469 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $262,228 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $262,228!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$182,772
Your Cash:$262,228
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$1,045/mo
Traditional @ 7.15%
$1,524/mo
You save $479/month ($5,749/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Steve ZajdzinskieXp Realty(480) 725-4555steve@soldbystevez.comMLS BR514106000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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